Financial Planning

Indexing for Passive Aggressive Investors - Since their beginning, index funds have expanded their breath. You can find a fund which tracks any of the major indices and most industry sectors, such as health care and technology. The first cousin of index funds, Exchange Traded Funds (ETFs), do the same thing-they track indices.

Save Yourself With Some Bankruptcy Alternatives - How good is a bankruptcy alternative from bankruptcy? Bankruptcy is a legally-declared inability of an individual or organization to pay their creditors. It is legal process by which people and businesses can eliminate all, or a portion, of their debts by extending the time to pay-off their debts under the protection and supervision of a court and trustee.

Debt : 10 Tips For Avoiding It During Difficult Economic Times - Personal debt can be painful at the best of times, but at times of economic slowdown and recession that pain can quickly turn to disaster. Today is a good day to prepare for the worst, and here are a few tips to help you do so:

Five New Years Resolutions For Your Retirement - This article tells you how to jump-start your retirement plans in 2008 and retire sooner than you thought possible.

How Can I Pay As Little Interest As Possible on My Secured Medical Loans? - Borrowing money can be a frustrating thing, and since most of us can't pay cash for cars and houses, we get to borrow. There are ways to avoid paying as much interest as originally planned, and its quite simple to carry it out.

Can You Refinance Your Reverse Mortgage Loan - I received a call from the son and daughter of a senior borrower today and they wanted to know if their mother could refinance her reverse mortgage loan

Its Your Retirement Planning To Do Right Or Wrong - Planning for retirement is something grown ups do. So as soon as you can when you settle into your adult life, if you can get your retirement planning moving, you will benefit from the wisdom of moving on this early in life when its time for you to retire. Too often young people live in a fantasy world that they will never grow old.

How To Defer Capital Gains On Real Estate Sales With A Private Annuity Trust - Over the past several years, many people have made big profits in the real estate boom-at least on paper, before calculating the capital gains tax owed. Now that the real estate market is leveling off, and even predicted to dip, many property owners are beginning to realize that once taxes are paid, the remaining balance is far less than they anticipated.

AI: Alpha and Index Funds - Alpha and index fund investing makes a great deal of sense. You know what to expect in terms of risk and return when you invest in an index fund. Having a portion of your portfolio in index funds leaves you free to concentrate your investment time and energy (think alpha waves) on those investments which can make a difference.

Tune Up Your Finances for the New Year - It's the beginning of the year and it's time for a financial tune-up. Read Jeff's suggestions for making sure your estate is in top condition.