
Home - Finance - Mutual FundsMutual FundsSector Funds: More Than Meets The Eye - Sector funds have their place in your portfolio, not as core holdings, but as a diversified way of making targeted investments in selected niches. How Mutual Funds Work - Mutual funds are good options for American investors to meet their financial goals. These funds offer professional management and diversification of the funds invested. Mutual funds assets in 1990-2000 rose from 1.065 trillion to a whooping 6.965 trillion dollars. Earnings Matter: S&P and Stock Market Investing - Mutual fund review, S&P and related earnings. ETFs: New Wave or Riptide? - ETF trend and investment information. Dont Let Your Investments Control You - The key to building a strong investment portfolio is to set your goals and diversify but not have so many investments you cant follow and to avoid investments which are too small to be meaningful. The bear eluded in 2000 - The last 2-1/2 years clearly illustrate that it is as important To be out of the market during bad times, as it is to be in the Market during good times. Want proof? According to InvesTech’s monthly newsletter it turns out that, Measuring from 1928 to 2002, if you started with $10 and you Followed the famous buy-and-hold strategy, that $10 would Become $10,957. If you somehow missed the best 30 months, your $10 would Only be $154. However, if you managed to miss the 30 worst Months, your $10 would be $1,317,803! Thus, my point: Missing the worst periods has profound impact on long-run Compounding. There are times when you end up better off by Being out of the market. Interestingly enough, if you missed the 30 best months and The 30 worst months, your $10 would still be worth $18,558, Which is 80% higher than the buy-and-hold strategy? This all Comes about because stock prices generally go down faster Than they go up. Wall Street and most people tend to overlook the value of Minimizing loss and that is exactly why the bear demolished More than 50% of many peoples\' portfolios while I and those Who trusted my advice escaped the worst of the beasts Rampage. Understanding The Concept Of An IRA - An IRA is an Individual Retirement Account, which provides either a tax-deferred or a tax-free way of saving for future retirement. |